Having the roof replaced on your home is a really big job. Before you allow a contractor to replace the roof on your home, there are lots of different types of paperwork that you should collect.
1. Contractor's License
The first piece of paperwork that you need is a copy of the roofing contractor's license. This contractor's license should have the contractor's business name and license number, as well as some symbol that shows that the state issued the license.
You can check the contractor's license by calling the state licensing board and making sure that the contractor's license number is valid and active. Having a contractor's license from the state ensures that the contractor you hire follows the state's licensing rules and regulations.
2. Copy of Insurance
Second, you need a copy of the roofing business's insurance. You want a copy of their workers' compensation insurance. That way, if a worker is hurt on the job, you know that the worker will be able to get compensation for their injury through their employer, not by suing you.
Second, you want a copy of the roofing company's liability insurance. That way, if the roofing company causes additional damage to your home, you know that you can pursue a claim against their insurance.
3. Letter from Insurance Carrier
Third, you need a letter from the roofing contractor's insurance carrier that specifically confirms, in writing, that the roofing contractor's insurance will cover the work being done on your home. This letter should be addressed directly to you from the roofing contractor's insurance provider. It should state that your home will be covered under the roofing company's insurance policy during the set time period that your roof is scheduled to be worked on. That way, if on the slim chance something goes wrong, you have proof that their insurance covered the contractor.
4. Building Permit
In most towns, when you are replacing your entire roof, you need to secure a building permit. Some builders will ask you to secure the building permit yourself; others will secure it as part of their services. Either way, by attaching a building permit to the job you ensure that the builder installs a roof that is up to building code and is responsible for fixing up your roof if it ends up not being to code.
5. Detailed Contract
Finally, you should be supplied with a detailed contract. This detailed contract should include information about the specific products that will be used on your roof as well as their cost. The contract should include information about the labor costs for installing the roof, when the roof will be installed, and what will happen if the roof installation has to be delayed for any reason.
Before you sign a contract with a roofing company, make sure that you have their builder's license, a copy of their insurance, a letter from their insurance that states your project is covered, a building permit, and a detailed contract that spells out in detail all the aspects of the job. For more information, contact a company like Cloise & Mike Construction Inc.